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Homeowners Insurance
More than just a place to live, your home is one of your biggest investments. Properly protecting your most cherished investment is important. Often times in the fast paced processing of buying your home proper insurance protection is often overlooked. Our staff is always available to review coverage options to see that you are properly covered and our receiving all the available credits.
Understanding the Basics
If you have a mortgage on your home your lender will require evidence of homeowners insurance. The home and other structures on your property are covered for direct physical loss resulting from fire, lightning, wind, hail, smoke, vandalism, explosion and many other perils. In addition to the property aspect of the homeowner's coverage your policy will also provide liability coverage. This protection pays for damage or injury you accidentally cause to others and for which you are legally responsible
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