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Baystate, Merrimack & Cambridge Mutual
Bunker Hill Insurance

Commerce Insurance
Mass Property Insurance (MPIUA)
Pilgrim Insurance
Plymouth Rock
Preferred Mutual
Providence Mutual
Vermont Mutual

You have been in an auto accident and you ask; "what do I do next?"
HELPFUL TIPS
Tip 1 Call the police (911 in most places) immediately. Report any injuries.
Tip 2 If another vehicle is involved, get this info on the car:

  • year
  • make
  • model
  • license plate number

On the driver:

  • Driver’s name
  • Address
  • License number

Also:

  • Name of his or her insurance company
  • Get names and addresses of passengers
  • Get names and addresses of witnesses
  • If the driver does not own the car, get the owner's name

Tip 3 If you suspect that the other driver was under the influence of alcohol or drugs, ask that a breath test be performed on you and the other driver.
Tip 4 Write an account of what happened: time of day, weather, hazards, road conditions and driving speed. Draw a picture of the site, showing stop signs, signal lights, etc. Try to measure skid marks and determine the point of impact. Note any damage already on other cars involved.
If a camera or cell phone is available, take pictures of the accident. Make copies of the pictures.
Tip 5 Report the accident to your insurance agent or company as soon as possible.