What is Employment Practices Liability Insurance?
Massachusetts businesses that employ people normally must adhere to a variety of state and federal laws. Should a business violate any laws that it's required to follow, the affected employees may file a lawsuit or claim. Employment practices liability insurance policies can help protect businesses from suits and claims that are related to covered employment violations.
Employment practices liability policies provide a specialized form of liability coverage. They're specifically designed to mitigate some of the risks that come with hiring employees.
What Businesses in Massachusetts Need an EPLI Policy?
Most businesses that have employees, regardless of whether they have one or many, can benefit from EPLI coverage. While the risk of a claim might increase with more employees, it takes just one to accuse a business of violating employment laws. Few businesses have the resources to deal with such an accusation and remain unscathed.
Nonprofit organizations that have employees may want an EPLI policy for the same reason for-profit businesses get them. Nonprofits that don't have employees but use volunteers might also benefit from coverage, for some policies also cover claims filed by volunteer workers.
Employment Practices Liability Insurance
As more and more employees make claims against employers, purchasing employment practices liability insurance has never been more necessary. Employment practices liability insurance or EPLI can protect your Massachusetts business from discrimination, harassment, wrongful termination, and other types of employee-related claims.
EPLI claims can come from current employees, former employees, or people who just came in for an interview. And they can take numerous forms, such as:
- Emotional distress
- Invasion of privacy
- Negligent hiring or promotion
- Sexual harassment
- Wage disputes
- And more…
Call the expert business insurance agents at Supino Insurance 781-322-2800 to craft an EPLI policy that helps protect your Massachusetts business from these types of claims.